To be perfectly honest, I am more than a little confused after trying to find health insurance for children only. My wife and I have become the guardian to one of her cousin’s child. He is a really sweet five year old boy and we absolutely adore him, but it has proven problematic for us to find health insurance for him. I understand that there are provisions in the Affordable Care act (also known as ObamaCare) which has made some of the major providers stop offering these sorts of policies. Based on my understanding it is because they do not want to be forced to offer coverage to kids who are already sick with serious diseases or life threatening conditions.