Cash Advance, Debt Consolidation And Insurance Blog http://www.sokmotor.net Wed, 02 Jul 2014 12:30:22 +0000 en-US hourly 1 http://wordpress.org/?v=4.0.1 Home Insurance when Buying a Home http://www.sokmotor.net/home-insurance-when-buying-a-home/ http://www.sokmotor.net/home-insurance-when-buying-a-home/#comments Wed, 02 Jul 2014 12:30:22 +0000 http://www.sokmotor.net/?p=57 ↓ Read the rest of this entry…]]> Home Insurance BuildingI have been getting ready to buy a house for a couple of years now. Most of what I have done, has involved saving up money, in order to put towards the house down payment. That has taken a bit longer than I thought it would, but I am pretty much finished with the process. I have to find homeowners insurance before I purchase a house. I am getting close to picking out a house to buy,and I think I should try to close on a house within the next couple of weeks. I have two houses in mind that I would really like to buy. Obviously, I am only going to buy one of them, but I am not sure which I like better yet.

I will probably let my wife pick the house that we will end up living in. I like both of the houses, and I will not have any regrets either way. As such, it is more important to let her make the choice, since she will have to live in the house as well. I do not want to leave her out of the decision anyway, because I know that could cause her to be bitter. We have been renting for years, which has not been ideal. I am glad that I will soon own my own house. There is definitely a sense of pride that is associated with being a home owner, so I am rather excited.

I am not to sure about the different amounts of coverage that come with different home insurance policies. In fact, I am kind of confused about that right now. I am going to read more, and maybe that will help me to figure out more. I am going to resist purchasing a policy, until I know what I am getting.

]]> http://www.sokmotor.net/home-insurance-when-buying-a-home/feed/ 0 I Have to Pay for My Mistakes http://www.sokmotor.net/i-have-to-pay-for-my-mistakes/ http://www.sokmotor.net/i-have-to-pay-for-my-mistakes/#comments Wed, 15 Jan 2014 13:35:35 +0000 http://www.sokmotor.net/?p=54 ↓ Read the rest of this entry…]]> I had a very messy breakup recently and I started drinking heavily as a result. I got into an accident and hurt several people, so I need to hire a lawyer. I know the reckless driving virginia lawyer cost may be pretty expensive, but that is the price I have to pay for not following the law. I figured I would be okay driving since I only live a mile and a half from my local bar, but apparently that was not the case. I ran a red light and ended up hitting a car with four people in it. They were all banged up pretty badly and I was taken to jail. ]]> http://www.sokmotor.net/i-have-to-pay-for-my-mistakes/feed/ 0 Cheap Quotes for Comprehensive Car Insurance http://www.sokmotor.net/cheap-quotes-for-comprehensive-car-insurance/ http://www.sokmotor.net/cheap-quotes-for-comprehensive-car-insurance/#comments Fri, 21 Jun 2013 16:29:54 +0000 http://www.sokmotor.net/?p=49 ↓ Read the rest of this entry…]]> I would like to be able to get car insurance in the near future, because my boyfriend just bought me a new car, but he said that is all he is going to pay for. As such, I am going to have to pay for the car insurance, the gas, registration for the car, and all of the other expenses that come along with the ownership of a car. I am not going to complain though, because I have not had a car in a number of years. That is why I need quotes for insurance right now, and I hope that I will be able to get a pretty good price on car insurance.

I have not paid for car insurance for maybe 5 years now, but I am not exactly sure.

]]> http://www.sokmotor.net/cheap-quotes-for-comprehensive-car-insurance/feed/ 0 Confused About Which Blue Medicare Plan is Best for Me http://www.sokmotor.net/confused-about-which-blue-medicare-plan-is-best-for-me/ http://www.sokmotor.net/confused-about-which-blue-medicare-plan-is-best-for-me/#comments Sat, 03 Nov 2012 00:28:55 +0000 http://www.sokmotor.net/?p=27 ↓ Read the rest of this entry…]]> I am sort of confused about what I should do when I need to switch from my company provided health insurance over to a Medicare Advantage plan. There are so many acronym and different code words, for instance my wife says I need a blue medicare regional ppo. That would Blue Cross Florida I guess and PPO stands for preferred provider organization or participating provider organization. I have not really finished my research, but it does seem as though this is probably what I need. I am right in the middle of Florida, so I should have no trouble finding participating health care providers and I am pretty near certain that our family doctor is going to be covered. I am not so certain about the local medical center, which is far more convenient than driving into Orlando for me. I am confused about how I get from here to there however.

I understand that a Medigap plan might be needed to cover things that my other plan might not cover. I think that means when I have a Medicare Advantage plan though and I do not believe that is going to be needed. I am probably going to work right up until I am 65. The truth is that my boss acts as though he has no clue what he shall do when I am gone. They need me a lot and I am in no hurry to retire so long as my health remains good. I believe that a Medicare Advantage plan is mostly for people who retire before they are fully eligible to enroll in a real Medicare plan, but again I am not clear on any of these things. I suspect that I might go and see a friend of mine in Ocala. He works in Human Resources and I think he shall know what I should do better than I do.

]]> http://www.sokmotor.net/confused-about-which-blue-medicare-plan-is-best-for-me/feed/ 0 Finding Health Insurance for Just a Five Year Old Boy http://www.sokmotor.net/finding-health-insurance-for-just-a-five-year-old-boy/ http://www.sokmotor.net/finding-health-insurance-for-just-a-five-year-old-boy/#comments Thu, 25 Oct 2012 16:29:30 +0000 http://www.sokmotor.net/?p=23 ↓ Read the rest of this entry…]]> To be perfectly honest, I am more than a little confused after trying to find health insurance for children only. My wife and I have become the guardian to one of her cousin’s child. He is a really sweet five year old boy and we absolutely adore him, but it has proven problematic for us to find health insurance for him. I understand that there are provisions in the Affordable Care act (also known as ObamaCare) which has made some of the major providers stop offering these sorts of policies. Based on my understanding it is because they do not want to be forced to offer coverage to kids who are already sick with serious diseases or life threatening conditions. ]]> http://www.sokmotor.net/finding-health-insurance-for-just-a-five-year-old-boy/feed/ 0 Taking Care of Your Body http://www.sokmotor.net/taking-care-of-your-body/ http://www.sokmotor.net/taking-care-of-your-body/#comments Wed, 24 Oct 2012 20:29:29 +0000 http://www.sokmotor.net/?p=21 ↓ Read the rest of this entry…]]> With the election heading closer every day we are now knee-deep in rhetoric regarding insurance, health, savings and the like. We only have one live to live and it becomes more and more important to take care of ourselves and there are plenty of programs that can help us do this and every state has something different, like florida blue medicare. Programs such as this can help you locate and identify provider organizations with a medicare’s coverage field. This can be extremely helpful if you are in a low-income bracket whether you’re single or in a family. It can be difficult to track down such a program, as it takes a lot of research and searching and going to government offices which can be a time consuming affair but ask yourself; is your health and or the health of your family worth anything less?

That’s how it started with me. I’m a single guy and the down turn of the economy really hit me hard. I didn’t have an investment to fall back on or much of a savings account, nobody had ever showed me how to correctly build myself a safety net. So I was left in the dark, literally at times, and with a failing health. Whether it was from stress or some other factor, it didn’t matter, as I didn’t have insurance to be able to help me until a friend introduced me to medicare ppo’s. I was lucky to have a friend to introduce me to this and I was able to afford the help that I needed. My health is the only thing that I can truly value as mine, as it is a part of who I am, and to be able to move forward in this life I need to be healthy and happy.

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